We have partnered with multiple check services providers to hep businesses like yours increase sales, while saving time, money and reducing risk associated with bad or fraudulent checks.
Electronic Check Conversion
Reduce paperwork, eliminate trips to the bank and benefit from faster funding. Our Electronic Check Transfer program (ECT) combines the benefits of paper checks with the speed, ease and safety of electronic processing. The check is converted to a paperless transaction by electronically moving funds from the customer’s bank account to the merchant’s bank account. Plus, businesses benefit from streamlined check acceptance. After the sales clerk enters the customer’s information, in a matter of seconds, a national database is queried, which contains millions of records from both local and national negative files of unpaid checks. The database then sends back a response to either approve or decline the check.
Let us simplify your reimbursement process while you benefit from improved cash flows! As our leading program for check approval, the Check Guarantee option ensures that businesses are reimbursed for the face value of the check after the sale. If authorized checks to do not clear, our partner check companies purchase them for the full amount, reimburse you, and initiate all collection efforts – while you focus on your core business – selling!
Need a way to accept payments from repeat customers? Recurring Payments enables businesses to process consumer check payments by automatically initiating a charge to a customer’s checking account each time a payment is due. Your customers will enjoy the ease and convenience of not having to mail payments, while you benefit from regularly occurring cash flow and customer retention.
Checks by Phone
This service enables the electronic processing of checks via telephone using the consumer’s checking account information. From there, the consumer’s account information is verified in real time to create an Electronic Funds Transfer (EFT) to debit the consumer’s checking account.
Checks by Web
With this service, you can facilitate the electronic processing of checks from Internet-initiated transactions using the consumer’s checking account information. The check writer simply enters their information from the face of their check into your website or cart. Our partners then verify the consumer and account information in real time and simultaneously create the Electronic Funds Transfer (EFT) to debit the consumer’s checking account, and deposit the funds directly into your merchant bank account.